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Actuarial Science

Use probability and statistics to quantify risk for insurance companies, pension funds, and financial institutions.

$80K$200K / yrInsuranceStableExamsFinance

Overview

Actuaries are the mathematical backbone of the insurance and risk management industry. They build models to quantify uncertainty — from the likelihood of natural disasters to life expectancy tables — and translate those models into pricing strategies, reserves, and capital requirements. The career path involves passing a rigorous series of professional exams alongside on-the-job training.

A Day in the Life

8:30 AM
study

Review mortality table updates and regulatory changes

9:30 AM
work

Build reserve calculation model in Excel/R

11:00 AM
meeting

Client meeting on pension liability projections

1:00 PM
study

Study for upcoming Exam MFE after lunch

2:30 PM
meeting

Peer review of pricing assumptions for new product line

4:00 PM
work

Draft report on experience study results

Growth Outlook

BLS projects actuary employment to grow 22% from 2024 to 2034, much faster than average, with demand in insurance, enterprise risk, and climate risk modeling.

source: BLS 2024-34 projection

Recommended Courses

Probability Theory
Mathematical Statistics
Financial Mathematics
Regression Analysis
Time Series
Risk Theory

salary range

$80K$200K

per year, US market

source: BLS actuaries

required skills

Probability TheoryStatisticsFinancial MathematicsExcel / VBAR or PythonRegulatory Knowledge

top employers

  • ·Milliman
  • ·Aon
  • ·Mercer
  • ·MetLife
  • ·Allstate
  • ·Social Security Administration